The Bajaj Pulsar NS200 has long been a favorite among bike enthusiasts in India. Known for its muscular design, sporty performance, and reliable engineering, it’s a machine that blends style and speed perfectly.
If you’ve been dreaming of owning this street fighter but are worried about the cost, the good news is—you can bring home the Pulsar NS200 with financing plans starting from as low as ₹8,700 down payment (subject to location, dealer, and bank offers).
In this guide, we’ll break down current financing options, EMI plans, interest rates, and tips to help you get the best deal.
Bajaj Pulsar NS200 – Quick Overview
Before diving into the finance details, here’s why the NS200 continues to turn heads in 2025:
- Engine: 199.5cc liquid-cooled, triple-spark, 4-valve DTS-i engine
- Power Output: 24.5 PS @ 9,750 rpm
- Torque: 18.74 Nm @ 8,000 rpm
- Transmission: 6-speed gearbox
- Brakes: Dual disc with ABS
- Mileage: ~35 km/l (real-world conditions)
- On-road Price (Approx): ₹1.74 lakh (may vary by city)
Latest Financing Offers for Bajaj Pulsar NS200 (2025)
As of 2025, several banks and NBFCs are offering attractive financing plans for the NS200. Here are some examples:
1. Low Down Payment Schemes
- Starting Down Payment: ₹8,700 (in select cities with special dealer tie-ups)
- Loan Amount: Up to 90% of on-road price
- Interest Rate: 9.5% – 11.99% p.a.
- Loan Tenure: 12 to 48 months
2. Standard Financing Plans
- Down Payment Range: ₹16,000 – ₹50,000
- EMI Example: ~₹5,982/month for 36 months @ 10% interest (on ₹1.74 lakh price)
- Eligibility: Good credit score, KYC documents, income proof
3. Zero Processing Fee Offers
Some banks and financing partners occasionally waive the processing fee during festive seasons, saving you ₹1,000–₹2,500.
How EMI is Calculated for Bajaj Pulsar NS200
For a quick example, let’s calculate an EMI:
- On-road Price: ₹1,74,363
- Down Payment: ₹8,718
- Loan Amount: ₹1,65,645
- Tenure: 36 months
- Interest Rate: 10% p.a.
Approx EMI: ₹5,982/month
(Figures may vary slightly based on lender’s terms.)
Tips to Get the Best Financing Deal
- Compare Interest Rates – Check with at least 3 lenders before finalizing.
- Negotiate with Dealers – Dealers often have flexibility on down payment and freebies.
- Festive Season Offers – Look for Diwali, Dussehra, and New Year special deals.
- Maintain a Good Credit Score – Higher score = better loan terms.
- Consider Pre-approved Loans – If your bank offers one, you may get lower interest.
Why Bajaj Pulsar NS200 is Worth the Investment
Apart from its affordable finance plans, the NS200 offers unmatched performance, durability, and resale value in its segment. With its aggressive styling, responsive handling, and proven reliability, it’s a bike that delivers long-term satisfaction.
Final Thoughts
Owning a Bajaj Pulsar NS200 in 2025 is easier than ever with down payments starting from just ₹8,700 and a range of flexible EMI options. Whether you’re a student, a working professional, or a weekend rider, the financing plans available today make this street machine accessible without draining your savings.
Pro Tip: Always get a written quotation from your dealer with all charges included—so there are no surprises later.